Will my potential employer check me out?

Background checks: I have a job interview coming up, and wonder if they’ll do a credit check. If they do, I’m in trouble. I need this job very badly…thus the bad credit. Besides credit, employers may check education and criminal backgrounds (mine are clean), but do they have to let you know? How do you ask a potential employer about this without raising flags? While we’re on it, is there a secret shit-list out there that employers may go to to see if you’re a loser? Especially in software/web development in the northwest…

Original text: Will my potential employer check me out?

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