What do I do about my school debt lawsuit?
I just got served papers showing that I am being sued for university tuition. What next? I’m scared. I moved away from home to attend university, but I was kicked out after a year for failing grades and back tuition. I owed approximately $10,000. After a few months of being away from the school and not paying them anything, I got a call from a collections agency. They had bought(?) my debt and were responsible for collecting. I made an agreement to pay $150 a month. I did that for 4 months or so, then there was an emergency that caused me not to be able to pay last September. Since then, I have been living paycheck to paycheck (literally, on $10.50/hr at 32 hrs/wk, so I know it shouldn’t be that bad but I live with my boyfriend who has a richer lifestyle than I do and it’s hard to say no when he asks if I can buy something) and have been unable to make the required payments. I was just served papers today that say I am being sued. I know you are not my lawyer, but I need advice. What should I try to do? How can I make this process less onerous? What do you expect will happen? Will this hurt my credit? Email at stupid.university.debt[at-ta]gmail.com.
Original text: What do I do about my school debt lawsuit?
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