When a student gets ready to go off to college and they are at the initial enrollment many times an agent is available from the credit card companies to encourage and sell a credit card to the new student. Today with the economy being in such a bad state it has been determined that many college students are too high a risk for a student card. The quota that the credit card companies seek in this area has greatly dropped in order to cut back on the amount of credit that the lenders give.
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