Should I negotiate my debt?
Should I pay my full debt to a collection agency, or bargain the debt down? I owe about $500 to a collection agency and I know they bought that debt for much less than that, and would be willing to bargain.
My main interest is in repairing my credit rating. If I bargain for less than $500, will in inhibit the restoration of my credit?
Original text: Should I negotiate my debt?
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