Odd credit card mail
In yesterday’s mail there was a letter from a credit card company. It had my address with another person’s name. What are the possible reasons for this and what actions (if any) should I take? Relevant information:
We have been in our house for ten years. No one else has lived here. (no old occupant mail has ever come)
We do not have a credit card from this company (American express).
The letter was a denial for credit.
No one has been around our mail box.
There is no person on our street with this name.
If it was attempt at fraud, wouldn’t someone use our name, not our address?
Should I call the company who sent the letter, call the police, place fraud alert on our credit report, all or none of the above?
Thanks very much.
Original text: Odd credit card mail
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