Writing a finance ‘book’ for my niece…What do you know now about money that you wish you knew at 17? What have you learned the hard way? My niece will be starting college next year and I wanted to buy her a finance book aimed at teenagers in an effort to help her learn about money, pitfalls/scams to avoid, and generally helpful hints about credit, saving, taxes, etc. However, I have instead decided to write a personalized ‘book’ for her filled with beneficial tips, stories, and examples gleaned from various sources.
What would YOU include in a book like this? What do you know now about money that you wish you knew at 17? What have you learned the hard way? Additional topics I should be covering, such as credit cards, car payments, income taxes, credit scores, insurance, online banking, scams, and saving, as well as helpful anecdotes or tips (“Don’t sign up for a credit card on campus just to get the free frisbee…”) are welcome. Bonus points for college-specific stories.
No one taught me about money when I was growing up and I want to make sure that my niece has all the information she needs to make wise decisions.

Original text: If I knew then, what I know now…

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