I am not my own grandpa, Experian!
My father, grandfather, and I all have the first and last names, with only different middle names to distinguish us, no suffixes. How do I go about untangling our credit reports? Because of the way information is reported to credit unions, you’d think we were the same person with more addresses and aliases than a Bond villain!
I checked my credit report today and was a little leery when all three agencies asked me about my mortgage. Since I don’t have a mortgage I knew right away we were going to have problems.
- Equifax has everything basically right for me, other than having an old address and the employer I was with in 2000. They only list a single recent positive account for me.
- Transunion pitched a hissy and won’t let me see the report online because I refused to tell them all about my mortgage. As I am not privy to my parent’s financial history, I have no idea who it is with or how long the terms are. If I want a Transunion report, I have to write for it.
- Experian is totally fubar and has the following:
* Dad’s birthyear instead of mine
* two negative accounts of Dad’s
* one negative account that doesn’t provide remotely enough information for me to figure who the hell it belongs to.
* one positive account of Dad’s
* two accounts of mine, one negative and one positive, both recent.
* Every permutation of my dad’s name, my name, and my grandfather’s name.
* Dad’s social security information listed as an «alternative» to my own.
* Information on my parent’s mortgage.
It bothers me that Experian gave me so much information on my parent’s credit, even though when answering the questions to prove my identity I didn’t even try to answer things related to their mortgage.
Original text: I am not my own grandpa, Experian!
Aussie Credit Cards - Compare offers at Credit Card ApplicationA Bamboo Steamer is available in different sizes and is of circular shape.
Have you ever heard of an InfraWave oven?
The Benefits of Using Wall Mount Rack Unveiled!
Similar Posts: