How should I pay for this?
Should I pay for an unexpected expense using a credit card or by borrowing from my 403(b)? I don’t have to worry about job security and I’ll be able to pay back the debt in about a year if I’m frugal, two years if I’m not. Last time I had a large unexpected expense, I had no choice but credit cards, so I’m not sure what the pros and cons are here. Is it just a matter of which has the lower interest rate?
(And I know that basic financial advice says to have money set aside for just this situation, and I have clearly ignored said advice. I got really excited about saving for retirement instead.)
Original text: How should I pay for this?
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