How do credit bureaus work in Canada and the US?
How do credit bureaus work in Canada and the US? As far as I understand, there are several major credit reporting companies in Canada and the US. How do they keep the data in sync? Do credit bureaus share data between each other? Do people have to ask all the bureaus in a country what your credit score is? How are credit bureaus regulated, and why is it so hard to have credit information struck out, but relatively easy to have things added in?
Original text: How do credit bureaus work in Canada and the US?
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