Help save our credit!

Help us save our credit! We’re not sure why, but our mortgage company started returning our automatic bank payments a few months ago. We were abroad for some of that time, and didn’t realize this was happening. All of a sudden, we’re in foreclosure. We have the money (since they sent it all back) and are trying to get the company to reinstate the loan. But our biggest concern is our credit.

So far our credit report only reflects past due payments, not the foreclosure. How can we protect our credit and remedy whatever damage has already been done?

Original text: Help save our credit!

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