Fair Isaac Corporation (”FIC”) is the creator of FICO scores which are the “most widely used credit scores,” among credit reporting agencies and creditors. FIC furnishes the computations for credit scores to all three credit bureaus. What is commonly referred to as a Fair Isacc Credit Score is a composite of your scores at the three credit reporting agencies or an average of those three scores.
Original text: Fair Isaac Credit Score - How Inquiries Affect It