This moving out thing, uh…how do I do this (financially)? I often complain about my parents to my friends, random people, and even on here.

The most common comment/question I get is “Hey, why don’t you just move out???”

If it were only that simple…

This is something I would love love LOVE to do, but I don’t think I can afford it. I am underemployed. Full time jobs are hard to find. I do have the option of getting a second part time job, but that wouldn’t give me benefits like a full-time job.

I have 50K worth of student loans, how on earth I would be able to pay rent, bills, gas, and food along with those student loan repayments (I calculated it will be around $500-700 a month)?

Well, I know I am no unique snowflake in this regard. I am assuming most 20-somethings who do live on their own, have some sort of debt…and car payments (thank God I don’t have to worry about that one). I am wondering how do they do it? Am I missing something?

With my situation, I want to know what my options are.

Original text: Cutting the umbilical cord

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