Archive for the 'Credit Report' Category

Why is my credit score so high?

Why is my credit score so high? Back in Freshman year in college, I naively signed up for 6-8 credit cards in a promotion to get a free t-shirt with a passed out Curious George on front. I subsequently cut up the cards they sent me and ignored the accounts. It wasn’t until […]

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Why is my credit score so high?

Why is my credit score so high? Back in Freshman year in college, I naively signed up for 6-8 credit cards in a promotion to get a free t-shirt with a passed out Curious George on front. I subsequently cut up the cards they sent me and ignored the accounts. It wasn’t until […]

Continue...

Why is my credit score so high?

Why is my credit score so high? Back in Freshman year in college, I naively signed up for 6-8 credit cards in a promotion to get a free t-shirt with a passed out Curious George on front. I subsequently cut up the cards they sent me and ignored the accounts. It wasn’t until […]

Continue...

Why is my credit score so high?

Why is my credit score so high? Back in Freshman year in college, I naively signed up for 6-8 credit cards in a promotion to get a free t-shirt with a passed out Curious George on front. I subsequently cut up the cards they sent me and ignored the accounts. It wasn’t until […]

Continue...

No credit history. How to get an appartment in SF.

I just moved to San Francisco from Guadalajara, and have no credit history or bank account. How can I get a place to rent? A cell phone? Currently I’m staying a friend’s appartment in the Inner Richmond, but this will be over soon. My wife will be joining me in late February, and I need […]

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No credit history. How to get an appartment in SF.

I just moved to San Francisco from Guadalajara, and have no credit history or bank account. How can I get a place to rent? A cell phone? Currently I’m staying a friend’s appartment in the Inner Richmond, but this will be over soon. My wife will be joining me in late February, and I need […]

Continue...

No credit history. How to get an appartment in SF.

I just moved to San Francisco from Guadalajara, and have no credit history or bank account. How can I get a place to rent? A cell phone? Currently I’m staying a friend’s appartment in the Inner Richmond, but this will be over soon. My wife will be joining me in late February, and I need […]

Continue...

No credit history. How to get an appartment in SF.

I just moved to San Francisco from Guadalajara, and have no credit history or bank account. How can I get a place to rent? A cell phone? Currently I’m staying a friend’s appartment in the Inner Richmond, but this will be over soon. My wife will be joining me in late February, and I need […]

Continue...

No credit history. How to get an appartment in SF.

I just moved to San Francisco from Guadalajara, and have no credit history or bank account. How can I get a place to rent? A cell phone? Currently I’m staying a friend’s appartment in the Inner Richmond, but this will be over soon. My wife will be joining me in late February, and I need […]

Continue...

No credit history. How to get an appartment in SF.

I just moved to San Francisco from Guadalajara, and have no credit history or bank account. How can I get a place to rent? A cell phone? Currently I’m staying a friend’s appartment in the Inner Richmond, but this will be over soon. My wife will be joining me in late February, and I need […]

Continue...

Will my potential employer check me out?

Background checks: I have a job interview coming up, and wonder if they’ll do a credit check. If they do, I’m in trouble. I need this job very badly…thus the bad credit. Besides credit, employers may check education and criminal backgrounds (mine are clean), but do they have to let you know? How do you […]

Continue...

How do I get my credit report corrected?

Since my wallet was stolen, I’ve been trying to get a particular inaccuracy on my credit report corrected with no luck. I have written to the company that owns my report using their own online dispute form and via snail mail. It’s been 6 months and I don’t know what else to do […]

Continue...

Can a collection agency re-open a nine year-old unpaid debt?

Can a collection agency reopen a nine year-old unpaid debt? I used to be terrible about paying bills, but I’m much better now and I finally have excellent credit. Most of the old delinquent accounts were paid off, but on one of the oldest, I chose to wait out the seven-year credit reporting limit instead […]

Continue...

Can a collection agency re-open a nine year-old unpaid debt?

Can a collection agency reopen a nine year-old unpaid debt? I used to be terrible about paying bills, but I’m much better now and I finally have excellent credit. Most of the old delinquent accounts were paid off, but on one of the oldest, I chose to wait out the seven-year credit reporting limit instead […]

Continue...

Can a collection agency re-open a nine year-old unpaid debt?

Can a collection agency reopen a nine year-old unpaid debt? I used to be terrible about paying bills, but I’m much better now and I finally have excellent credit. Most of the old delinquent accounts were paid off, but on one of the oldest, I chose to wait out the seven-year credit reporting limit instead […]

Continue...

Can a collection agency re-open a nine year-old unpaid debt?

Can a collection agency reopen a nine year-old unpaid debt? I used to be terrible about paying bills, but I’m much better now and I finally have excellent credit. Most of the old delinquent accounts were paid off, but on one of the oldest, I chose to wait out the seven-year credit reporting limit instead […]

Continue...

Can a collection agency re-open a nine year-old unpaid debt?

Can a collection agency reopen a nine year-old unpaid debt? I used to be terrible about paying bills, but I’m much better now and I finally have excellent credit. Most of the old delinquent accounts were paid off, but on one of the oldest, I chose to wait out the seven-year credit reporting limit instead […]

Continue...

Can a collection agency re-open a nine year-old unpaid debt?

Can a collection agency reopen a nine year-old unpaid debt? I used to be terrible about paying bills, but I’m much better now and I finally have excellent credit. Most of the old delinquent accounts were paid off, but on one of the oldest, I chose to wait out the seven-year credit reporting limit instead […]

Continue...

Can a collection agency re-open a nine year-old unpaid debt?

Can a collection agency reopen a nine year-old unpaid debt? I used to be terrible about paying bills, but I’m much better now and I finally have excellent credit. Most of the old delinquent accounts were paid off, but on one of the oldest, I chose to wait out the seven-year credit reporting limit instead […]

Continue...

Can a collection agency re-open a nine year-old unpaid debt?

Can a collection agency reopen a nine year-old unpaid debt? I used to be terrible about paying bills, but I’m much better now and I finally have excellent credit. Most of the old delinquent accounts were paid off, but on one of the oldest, I chose to wait out the seven-year credit reporting limit instead […]

Continue...

Can a collection agency re-open a nine year-old unpaid debt?

Can a collection agency reopen a nine year-old unpaid debt? I used to be terrible about paying bills, but I’m much better now and I finally have excellent credit. Most of the old delinquent accounts were paid off, but on one of the oldest, I chose to wait out the seven-year credit reporting limit instead […]

Continue...

repairing a credit report

I’m in college in the U.S., and have a few state student loans. They were under a forebearance that I once requested, which ended four months ago. I didn’t realize this, and ignored the mail that was sent about it because I thought it was the usual mail they send me about how I have […]

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Will my potential employer check me out?

Background checks: I have a job interview coming up, and wonder if they’ll do a credit check. If they do, I’m in trouble. I need this job very badly…thus the bad credit. Besides credit, employers may check education and criminal backgrounds (mine are clean), but do they have to let you know? How do you […]

Continue...

How do I get my credit report corrected?

Since my wallet was stolen, I’ve been trying to get a particular inaccuracy on my credit report corrected with no luck. I have written to the company that owns my report using their own online dispute form and via snail mail. It’s been 6 months and I don’t know what else to do […]

Continue...

How do I get my credit report corrected?

Since my wallet was stolen, I’ve been trying to get a particular inaccuracy on my credit report corrected with no luck. I have written to the company that owns my report using their own online dispute form and via snail mail. It’s been 6 months and I don’t know what else to do […]

Continue...