Why is my credit score so high? Back in Freshman year in college, I naively signed up for 6-8 credit cards in a promotion to get a free t-shirt with a passed out Curious George on front. I subsequently cut up the cards they sent me and ignored the accounts. It wasn’t until […]
My father, grandfather, and I all have the first and last names, with only different middle names to distinguish us, no suffixes. How do I go about untangling our credit reports? Because of the way information is reported to credit unions, you’d think we were the same person with more addresses and aliases than a […]
My father, grandfather, and I all have the first and last names, with only different middle names to distinguish us, no suffixes. How do I go about untangling our credit reports? Because of the way information is reported to credit unions, you’d think we were the same person with more addresses and aliases than a […]
My father, grandfather, and I all have the first and last names, with only different middle names to distinguish us, no suffixes. How do I go about untangling our credit reports? Because of the way information is reported to credit unions, you’d think we were the same person with more addresses and aliases than a […]
My father, grandfather, and I all have the first and last names, with only different middle names to distinguish us, no suffixes. How do I go about untangling our credit reports? Because of the way information is reported to credit unions, you’d think we were the same person with more addresses and aliases than a […]
Help us save our credit! We’re not sure why, but our mortgage company started returning our automatic bank payments a few months ago. We were abroad for some of that time, and didn’t realize this was happening. All of a sudden, we’re in foreclosure. We have the money (since they sent […]
Since my wallet was stolen, I’ve been trying to get a particular inaccuracy on my credit report corrected with no luck. I have written to the company that owns my report using their own online dispute form and via snail mail. It’s been 6 months and I don’t know what else to do […]
I just moved to San Francisco from Guadalajara, and have no credit history or bank account. How can I get a place to rent? A cell phone? Currently I’m staying a friend’s appartment in the Inner Richmond, but this will be over soon. My wife will be joining me in late February, and I need […]
I just moved to San Francisco from Guadalajara, and have no credit history or bank account. How can I get a place to rent? A cell phone? Currently I’m staying a friend’s appartment in the Inner Richmond, but this will be over soon. My wife will be joining me in late February, and I need […]
Can a collection agency reopen a nine year-old unpaid debt? I used to be terrible about paying bills, but I’m much better now and I finally have excellent credit. Most of the old delinquent accounts were paid off, but on one of the oldest, I chose to wait out the seven-year credit reporting limit instead […]
Why is my credit score so high? Back in Freshman year in college, I naively signed up for 6-8 credit cards in a promotion to get a free t-shirt with a passed out Curious George on front. I subsequently cut up the cards they sent me and ignored the accounts. It wasn’t until […]
Why is my credit score so high? Back in Freshman year in college, I naively signed up for 6-8 credit cards in a promotion to get a free t-shirt with a passed out Curious George on front. I subsequently cut up the cards they sent me and ignored the accounts. It wasn’t until […]
Is there any way to stop a $50 collection action from dinging my credit rating? A few months ago, I went to the emergency room. My insurance has a $50 copay for such things. Somehow, despite the fact that all my other, much larger, bills are paid on time every month, this one managed to […]
Is there any way to stop a $50 collection action from dinging my credit rating? A few months ago, I went to the emergency room. My insurance has a $50 copay for such things. Somehow, despite the fact that all my other, much larger, bills are paid on time every month, this one managed to […]
Is there any way to stop a $50 collection action from dinging my credit rating? A few months ago, I went to the emergency room. My insurance has a $50 copay for such things. Somehow, despite the fact that all my other, much larger, bills are paid on time every month, this one managed to […]
Is there any way to stop a $50 collection action from dinging my credit rating? A few months ago, I went to the emergency room. My insurance has a $50 copay for such things. Somehow, despite the fact that all my other, much larger, bills are paid on time every month, this one managed to […]
Is there any way to stop a $50 collection action from dinging my credit rating? A few months ago, I went to the emergency room. My insurance has a $50 copay for such things. Somehow, despite the fact that all my other, much larger, bills are paid on time every month, this one managed to […]
Help us save our credit! We’re not sure why, but our mortgage company started returning our automatic bank payments a few months ago. We were abroad for some of that time, and didn’t realize this was happening. All of a sudden, we’re in foreclosure. We have the money (since they sent […]
Help us save our credit! We’re not sure why, but our mortgage company started returning our automatic bank payments a few months ago. We were abroad for some of that time, and didn’t realize this was happening. All of a sudden, we’re in foreclosure. We have the money (since they sent […]
Help us save our credit! We’re not sure why, but our mortgage company started returning our automatic bank payments a few months ago. We were abroad for some of that time, and didn’t realize this was happening. All of a sudden, we’re in foreclosure. We have the money (since they sent […]
Help us save our credit! We’re not sure why, but our mortgage company started returning our automatic bank payments a few months ago. We were abroad for some of that time, and didn’t realize this was happening. All of a sudden, we’re in foreclosure. We have the money (since they sent […]
Help us save our credit! We’re not sure why, but our mortgage company started returning our automatic bank payments a few months ago. We were abroad for some of that time, and didn’t realize this was happening. All of a sudden, we’re in foreclosure. We have the money (since they sent […]
I’m in college in the U.S., and have a few state student loans. They were under a forebearance that I once requested, which ended four months ago. I didn’t realize this, and ignored the mail that was sent about it because I thought it was the usual mail they send me about how I have […]
Background checks: I have a job interview coming up, and wonder if they’ll do a credit check. If they do, I’m in trouble. I need this job very badly…thus the bad credit. Besides credit, employers may check education and criminal backgrounds (mine are clean), but do they have to let you know? How do you […]
Why is my credit score so high? Back in Freshman year in college, I naively signed up for 6-8 credit cards in a promotion to get a free t-shirt with a passed out Curious George on front. I subsequently cut up the cards they sent me and ignored the accounts. It wasn’t until […]