Archive for the 'Credit Cards' Category

Odd credit card mail

In yesterday’s mail there was a letter from a credit card company. It had my address with another person’s name. What are the possible reasons for this and what actions (if any) should I take? Relevant information:
We have been in our house for ten years. No one else has lived here. (no old […]

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Is this Credit Card going to cost me?

Could somebody take a look at these terms & conditions of a credit card I am thinking of getting. I am only considering this card because it belongs to a particular Airline I will fly a lot with over the next year, and I will get their airmiles with each purchase. I always pay any […]

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How should I pay for this?

Should I pay for an unexpected expense using a credit card or by borrowing from my 403(b)? I don’t have to worry about job security and I’ll be able to pay back the debt in about a year if I’m frugal, two years if I’m not. Last time I had a large unexpected expense, […]

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How should I pay for this?

Should I pay for an unexpected expense using a credit card or by borrowing from my 403(b)? I don’t have to worry about job security and I’ll be able to pay back the debt in about a year if I’m frugal, two years if I’m not. Last time I had a large unexpected expense, […]

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Is this my personal bailout for the credit industry?

Yesterday, I paid off Citibank for the last time. Today, I logged in to verify it had posted, and noticed my interest rate had jumped 5.5%. Has my new regime of frugality displeased the overlords? (Anon because I know some of you and am embarrassed about my money issues.) Last year when I got serious […]

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Invest for the future vs. Debt reduction

Investing 201: Given the economic news of late, If the value of my mutual funds drop and the interest rate of my debts go up would it be prudent to liquidate the mutual funds to pay off my debts or should I “stay the course” despite this?
Financial details inside… OK so I have about […]

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Invest for the future vs. Debt reduction

Investing 201: Given the economic news of late, If the value of my mutual funds drop and the interest rate of my debts go up would it be prudent to liquidate the mutual funds to pay off my debts or should I “stay the course” despite this?
Financial details inside… OK so I have about […]

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Get rich quick, repent at leisure?

Is it possible to take out huge sums of money as cash advances and then flee the country?
Don’t worry, I have zero interest in actually doing this, but I was talking to a friend who claimed that one could apply for a bunch of credit cards at once, max them all out, and then skip […]

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Get rich quick, repent at leisure?

Is it possible to take out huge sums of money as cash advances and then flee the country?
Don’t worry, I have zero interest in actually doing this, but I was talking to a friend who claimed that one could apply for a bunch of credit cards at once, max them all out, and then skip […]

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How can I get AmEx to stop sending me so much junk mail?

3-5 times a week, every week, I receive promotional offers from American Express (with whom I am a current cardholder). How do I get them to stop? The mailings vary, mostly they’re offers of new cards. I don’t even open them anymore- I just tear them up and throw them away, because I have supposedly […]

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How can I get AmEx to stop sending me so much junk mail?

3-5 times a week, every week, I receive promotional offers from American Express (with whom I am a current cardholder). How do I get them to stop? The mailings vary, mostly they’re offers of new cards. I don’t even open them anymore- I just tear them up and throw them away, because I have supposedly […]

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Help me fix my credit score.

Should I dispute the adverse item on my credit report or just pay it off? Also, will a balance transfer help or hurt me? Last July I moved and closed my account with my old cable company. I returned the equipment and paid the balance. I got a notice saying I owed them $69 but […]

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Help me fix my credit score.

Should I dispute the adverse item on my credit report or just pay it off? Also, will a balance transfer help or hurt me? Last July I moved and closed my account with my old cable company. I returned the equipment and paid the balance. I got a notice saying I owed them $69 but […]

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Why bother trying to sign electronic signature pads?

Electronic signature capture devices are not designed to allow someone to accurately sign them. So why not switch from using my signature to an easy to draw secret symbol? Many stores now have electronic signature capture devices on their Point of Sale devices. I find it silly to try and use my actual […]

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Why bother trying to sign electronic signature pads?

Electronic signature capture devices are not designed to allow someone to accurately sign them. So why not switch from using my signature to an easy to draw secret symbol? Many stores now have electronic signature capture devices on their Point of Sale devices. I find it silly to try and use my actual […]

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Not money-laundering, I swear!

Seeking e-commerce partner that supports funds disbursements (and Ruby on Rails). I’m building a (Rails-based) website for intramural sports teams, and I want to offer teams the ability to collect credit card payments from members for things like jerseys and parties. Essentially, each team would have its own merchant account; but all transactions for all […]

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Not money-laundering, I swear!

Seeking e-commerce partner that supports funds disbursements (and Ruby on Rails). I’m building a (Rails-based) website for intramural sports teams, and I want to offer teams the ability to collect credit card payments from members for things like jerseys and parties. Essentially, each team would have its own merchant account; but all transactions for all […]

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Accepting Credit Cards On The Go

I need a solution to accept credit cards on the go. I’m starting a side-business as a computer geek, and because of the size of projects that I hope to get it would be useful to accept credit cards. I know that there’s e-shop options like PayPal’s virtual terminal, but I’d like to find […]

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Accepting Credit Cards On The Go

I need a solution to accept credit cards on the go. I’m starting a side-business as a computer geek, and because of the size of projects that I hope to get it would be useful to accept credit cards. I know that there’s e-shop options like PayPal’s virtual terminal, but I’d like to find […]

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Why don’t electric companies take credit cards?

Why do electric utilities either not take credit cards for payment or charge ridiculously large surcharges ($5) to do so? I’ve gotten into the habit of paying most of my bills via credit cards due to the cash back/skymiles. Every single company (phone/cable/etc) gladly take them, EXCEPT the power company. They send you […]

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Why don’t electric companies take credit cards?

Why do electric utilities either not take credit cards for payment or charge ridiculously large surcharges ($5) to do so? I’ve gotten into the habit of paying most of my bills via credit cards due to the cash back/skymiles. Every single company (phone/cable/etc) gladly take them, EXCEPT the power company. They send you […]

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The website got hacked. What now?

A website I programmed got hacked. Credit card numbers were compromised. What do I do now? I found the security hole and plugged it up, but at least one or two credit cards have already been stolen. There are a few hundred orders (less than 300) in the system. According to the error logs there […]

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The website got hacked. What now?

A website I programmed got hacked. Credit card numbers were compromised. What do I do now? I found the security hole and plugged it up, but at least one or two credit cards have already been stolen. There are a few hundred orders (less than 300) in the system. According to the error logs there […]

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The Prints and the Popper

I have this money-making idea in mind, and I wanted to test its potential viability and profitability with some of you who may know more about banking and credit cards… So my idea is pretty simple. For starters, I have great credit. My plan is to take out a couple new credit cards […]

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The Prints and the Popper

I have this money-making idea in mind, and I wanted to test its potential viability and profitability with some of you who may know more about banking and credit cards… So my idea is pretty simple. For starters, I have great credit. My plan is to take out a couple new credit cards […]

Continue...