Archive for the 'Credit Cards' Category

They forgot to charge my card for 3 months. Can they now?

If a company had a “clerical error” and forgot to charge my credit card for 3 months, do they have right to charge it now? I took a class back in early October, which I thought that I had paid for in September. However, I received an email from the administrator that stated […]

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Are health care credit cards a good idea for me?

Specialty credit card for healthcare: what say you, hivemind? So, I’ve got until January before my health care package at work kicks in. Until then, I’m on my own. I have a steady job, but I’m paid hourly, so if I get sick, I lose money. I’d like to be able […]

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Anyone know people at American Express?

Can you tell me the name and contact information for a person working in the Fraud Department at American Express? I’d even settle for the Fraud Department’s direct phone line. Since August I have been trying to get the name of a person—any person—working in the Fraud Department at American Express or the Fraud […]

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Anyone know people at American Express?

Can you tell me the name and contact information for a person working in the Fraud Department at American Express? I’d even settle for the Fraud Department’s direct phone line. Since August I have been trying to get the name of a person—any person—working in the Fraud Department at American Express or the Fraud […]

Continue...

Credit card cancellation consequences?

Posting for a friend: My friend was bad about paying bills on time for a credit card over a long period of time (multiple years). It’s one of the major blemishes on their credit score right now and the issuer has just decided to cancel their card. The question is, how much will the issuer […]

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I want to pay off my credit card debt once and for all. Is selling mutual funds the best strategy to do this?

I want to pay off my credit card debt once and for all. Is selling mutual funds the best strategy to do this? I am coming to terms with my credit card debt. This means calculating my total debt and creating a realistic payment plan that works with my income as well as discontinuing the […]

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I want to pay off my credit card debt once and for all. Is selling mutual funds the best strategy to do this?

I want to pay off my credit card debt once and for all. Is selling mutual funds the best strategy to do this? I am coming to terms with my credit card debt. This means calculating my total debt and creating a realistic payment plan that works with my income as well as discontinuing the […]

Continue...

Pay at the Pump

Can gas station attendants access my credit card number when I pay at the pump? Similarly, can any normal cashier/bagger/checker/etc. at a store with a self-swipe console charge my account after I have left? Of course, the store’s corporate computer needs my number, but it seems like the point-of-sale employee is outside the transaction. […]

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They forgot to charge my card for 3 months. Can they now?

If a company had a “clerical error” and forgot to charge my credit card for 3 months, do they have right to charge it now? I took a class back in early October, which I thought that I had paid for in September. However, I received an email from the administrator that stated […]

Continue...

Credit Counseling Before or After Marriage

I am looking to work with a credit counselor to manage our debt. Should I get this done before or after I am married next month? Most of the debt is mine, but there’s a good bit that’s his too and some that is shared. The debt includes a few credit cards, student loans, and […]

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CCF Settlement…

Any experience with or deeper information about the Foreign Currency Conversion Fee Antitrust Litigation (whew) settlement? I got the mailing regarding the settlement of the class action lawsuit against banks charging excessive (is there any other kind of bank fee?) fees on foreign currency transactions. The basic info is here: http://www.ccfsettlement.com. You may […]

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They forgot to charge my card for 3 months. Can they now?

If a company had a “clerical error” and forgot to charge my credit card for 3 months, do they have right to charge it now? I took a class back in early October, which I thought that I had paid for in September. However, I received an email from the administrator that stated […]

Continue...

CCF Settlement…

Any experience with or deeper information about the Foreign Currency Conversion Fee Antitrust Litigation (whew) settlement? I got the mailing regarding the settlement of the class action lawsuit against banks charging excessive (is there any other kind of bank fee?) fees on foreign currency transactions. The basic info is here: http://www.ccfsettlement.com. You may […]

Continue...

They forgot to charge my card for 3 months. Can they now?

If a company had a “clerical error” and forgot to charge my credit card for 3 months, do they have right to charge it now? I took a class back in early October, which I thought that I had paid for in September. However, I received an email from the administrator that stated […]

Continue...

They forgot to charge my card for 3 months. Can they now?

If a company had a “clerical error” and forgot to charge my credit card for 3 months, do they have right to charge it now? I took a class back in early October, which I thought that I had paid for in September. However, I received an email from the administrator that stated […]

Continue...

CCF Settlement…

Any experience with or deeper information about the Foreign Currency Conversion Fee Antitrust Litigation (whew) settlement? I got the mailing regarding the settlement of the class action lawsuit against banks charging excessive (is there any other kind of bank fee?) fees on foreign currency transactions. The basic info is here: http://www.ccfsettlement.com. You may […]

Continue...

Head back towards zero and start over?

I am considering selling off most of my assets to pay some of my debts, and want some outside advice on if I should. I’ll try to be as brief as possible.
Current income is about $28K per year; there is reason to believe that will improve shortly, but nothing promised.
Assets:
I have about $28K […]

Continue...

Credit card cancellation consequences?

Posting for a friend: My friend was bad about paying bills on time for a credit card over a long period of time (multiple years). It’s one of the major blemishes on their credit score right now and the issuer has just decided to cancel their card. The question is, how much will the issuer […]

Continue...

Head back towards zero and start over?

I am considering selling off most of my assets to pay some of my debts, and want some outside advice on if I should. I’ll try to be as brief as possible.
Current income is about $28K per year; there is reason to believe that will improve shortly, but nothing promised.
Assets:
I have about $28K […]

Continue...

The Prints and the Popper

I have this money-making idea in mind, and I wanted to test its potential viability and profitability with some of you who may know more about banking and credit cards… So my idea is pretty simple. For starters, I have great credit. My plan is to take out a couple new credit cards […]

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The website got hacked. What now?

A website I programmed got hacked. Credit card numbers were compromised. What do I do now? I found the security hole and plugged it up, but at least one or two credit cards have already been stolen. There are a few hundred orders (less than 300) in the system. According to the error logs there […]

Continue...

The Prints and the Popper

I have this money-making idea in mind, and I wanted to test its potential viability and profitability with some of you who may know more about banking and credit cards… So my idea is pretty simple. For starters, I have great credit. My plan is to take out a couple new credit cards […]

Continue...

The Prints and the Popper

I have this money-making idea in mind, and I wanted to test its potential viability and profitability with some of you who may know more about banking and credit cards… So my idea is pretty simple. For starters, I have great credit. My plan is to take out a couple new credit cards […]

Continue...

The website got hacked. What now?

A website I programmed got hacked. Credit card numbers were compromised. What do I do now? I found the security hole and plugged it up, but at least one or two credit cards have already been stolen. There are a few hundred orders (less than 300) in the system. According to the error logs there […]

Continue...

The website got hacked. What now?

A website I programmed got hacked. Credit card numbers were compromised. What do I do now? I found the security hole and plugged it up, but at least one or two credit cards have already been stolen. There are a few hundred orders (less than 300) in the system. According to the error logs there […]

Continue...