Archive for the 'Credit Cards' Category

Widespread credit card fraud or bizarre coincidence?

Both my daughter and I have fraudulent charges at the same online poker site on our credit cards. Is this happening to lots of people or is it a weird coincidence? I checked my online account last week and discovered a $700+ charge to FullTiltPoker. I’ve never played online poker or even been […]

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Is this credit counseling scam worth it?

DebtFilter: I’ve been paying a credit counseling company (law firm, actually) $60 a month for the past three years to make my minimum payments to the credit card companies I owe. They lowered my annual interest rate to an average of 10% and threaten that if I cancel their service, my interest rates will reset. […]

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Fiscal Responsibility: The gov’t isn’t setting me an example. Maybe I can set an example for the gov’t.

Personal Fiscal Responsibility. Help me turn over a new leaf (and keep it turned over). Looking for a new bank and some advise. My track record for being responsible with my money is not very good. Over the past 10ish years I’ve lived paycheck to paycheck with only a few short stretches of managing my […]

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Need a store that’s quick and cheap

Me, being the family resident techie, has been asked to build an online shopping site for an in-law. EASY and FAST is the name of the game…what should I use? (asking for Father-In-Law…so the less effort I have to put into it the better).
My FIL runs a local clothing business and would like to […]

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Credit Card concierge services worthwhile?

Credit Card concierge services worthwhile? I have the option of an Amex gold credit card with no concierge, or an Amex platinum credit card with the service. The higher cost of the platinum will be made up with a higher reward points value per dollar spent, but it is pretty close to a wash, so […]

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Online Payments

I need to build something that allows a client to make credit card payments to my client. I want to use Authorize.net as the gateway but im not sure what backend i should use - a modified opencart or something similar.
I DONT want to use paypal, blinksale, etc. as its not so much ‘invoice’ […]

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I need her family to stop abusing her and her credit cards.

Jane’s mother is racking up enormous charges on credit cards in Jane’s name, completely against Jane’s consent. How can she stop this? Difficulty: No consequences for Jane’s mother. I’ll try to phrase this as well as I can. I’m writing this for a friend, who recently moved away from a very unhappy situation at home […]

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If I knew then, what I know now…

Writing a finance ‘book’ for my niece…What do you know now about money that you wish you knew at 17? What have you learned the hard way? My niece will be starting college next year and I wanted to buy her a finance book aimed at teenagers in an effort to help her learn about […]

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Send us your credit card number by e-mail

Why is it that so many non-chain hotels take credit card numbers by e-mail (”you can split it over two e-mails for security”).
Do the credit card companies not know this?
Original text: Send us your credit card number by e-mail

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Buying a house soon: is it better to pay down my credit card partially, or pay off a small personal loan?

Buying a house soon: is it better to pay down my credit card partially, or pay off a small personal loan? I’m buying a house in the U.S. and will be looking to get pre-approved for a mortgage soon. My credit score is currently in the 700s, and I make appx. $65,000 per year. […]

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Eerie coincidence, or does bigfoot…er…OS X malware actually exist?

Fraudulent Skype transactions: eerie coincidence, malware, or something else? So, my mom had some real weirdness happen in the past couple of days with Skype and her credit card, and I’m wondering if there’s some sort of new, bleeding-edge malware for OSX out there I’m not aware of, or if it’s just a really crazy […]

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An Old Dog Resists The New Trick

Should I continue to resist paying my credit card bill electronically? For many years I have had a simple effective process for paying my bills. I open the bill, write the check, and send it out. I could do online, but i spend too much time there anyway, and why fix something that isn’t broke.
I […]

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Credit card I used to book holiday expires the same month I’m there - is this a problem?

I have booked flights and hotels with a credit card that expires the same month as my holiday. Is this a problem? The credit card is a Visa which expires in June, the same month I’ll be away. Will this be an issue with the hotels or airlines I have booked with? Should I just […]

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Don’t know much about credit history

I lose at building a credit history. Help? I’m a recent college grad with no credit history — no loans, cards, anything. After doing some research, I applied online for a low-fee, high-APR credit card (one specifically marked for people with no or limited credit history) and was rejected. Oh well, I thought, probably just […]

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How can we accept credit cards at our temporary call center?

A company I do a bit of consulting for wants to test an infomercial for their hummingbird feeders. The infomercial directs viewers to a phone number that connects to our call center where they can place an order. How should we process that order? We’ve considered using PayPal, but there has to be […]

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What is a reputable, low-cost, non-PayPal merchant account to accept credit cards online?

What are some reputable, low-cost, non-PayPal merchant accounts that enable you to accept credit cards online? Extra credit question: what are the best designed and lowest cost Web store options? I’ve been using PayPal for years to sell on Ebay, but want to open up a standalone web store and accept credit cards directly.
So […]

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Eggs, Toast, and MasterCard

Why did my waitress add my credit card number to the bill? After finishing a meal at a local restaurant this morning, I went to the cashier station to pay my bill and presented my credit card. The cashier/waitress swiped it, ran a receipt, and handed it to me to sign.
I noticed she was […]

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Eggs, Toast, and MasterCard

Why did my waitress add my credit card number to the bill? After finishing a meal at a local restaurant this morning, I went to the cashier station to pay my bill and presented my credit card. The cashier/waitress swiped it, ran a receipt, and handed it to me to sign.
I noticed she was […]

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Credit Card Processing for Freelancer

Freelancer needs to process large credit card transactions. One of my freelance clients (U.S. Fortune 50 company) wants to pay me via credit card for invoices under 10K.
I have a PayPal business account and a ProPay Premium account, but neither one is working for me. (PayPal throws an error when I try to enter […]

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Software for playing the "rotate that credit card balance to the low APR offer" game

My googlefoo is failing me: Hasn’t anyone written a program that helps you figure out the best strategy for playing the “rotate credit card balances from one card to the next to take advantage of low APR offers” game? (You know the offers - you get maybe 0% or 1.99% APR for 6 months, but […]

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Just walk away?

What if I just stopped paying my credit cards? I have about 12k in credit card debt. I currently have a mortgage and a car. I’m not behind on anything. My payments are made in full, plus some, every month. At this rate, I break even every month, but I have little cash on hand […]

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Drowning in debt

How do I know if I should be considering bankruptcy? My spouse and I have somewhere around $15,000 in credit card debt, and we each have student loans. Between rent, bills (utilities and such), card payments, student loans, gas, groceries, etc. we are getting by paycheck to paycheck. Most bills are paid somewhat […]

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Can I skip Verified by Visa? It worked once…

I didn’t enter my “Verified by Visa” password, but NewEgg charged and shipped my order anyway. Can I skip this part every time? Over the weekend I was ordering some stuff from NewEgg. I got to what I thought was the last page (”Confirm your order” or whatever), clicked Submit, saw it go to the […]

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Can I skip Verified by Visa? It worked once…

I didn’t enter my “Verified by Visa” password, but NewEgg charged and shipped my order anyway. Can I skip this part every time? Over the weekend I was ordering some stuff from NewEgg. I got to what I thought was the last page (”Confirm your order” or whatever), clicked Submit, saw it go to the […]

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Can I skip Verified by Visa? It worked once…

I didn’t enter my “Verified by Visa” password, but NewEgg charged and shipped my order anyway. Can I skip this part every time? Over the weekend I was ordering some stuff from NewEgg. I got to what I thought was the last page (”Confirm your order” or whatever), clicked Submit, saw it go to the […]

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