30,000 dollars. Pay off loans or put it away?
So, I have about 25,000 I’m about to receive a bit from a settlement. With additional savings I have, I will actually have about $30,000 total.This is basically all my money, period- other than that I live hand to mouth. I also owe about 10,000 in student loans. I’d really like to get rid of those loans. However, would it actually make more sense to put my money in a high yielding savings account? I have a savings account that currently is 5% APR- which with 30,000 dollars would compound around $1,500 or so a year. But it seems like I might just as well pay off the student loans in a big chunk. Or would over the long run it make more sense just to keep paying the minimum on the student loans? The debt has been hanging over my head. But I like the idea of having the bank pay ME over a grand a year. Any advice?
Original text: 30,000 dollars. Pay off loans or put it away?
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